Your Food Spending Profile
Select your state for cost-of-living adjustment
How many meals do you typically eat each day?
Enter how many meals you usually cook yourself each week
How many times do you eat out or order delivery each week?
How many cups of coffee do you purchase each week?
Include Alcohol Spending
Use Student Discounts
Bulk Buying
Advanced Options
$742/month
Based on national averages and your answers.
Detailed Breakdown
Groceries
$471
Eating Out
$213
Coffee
$32
Alcohol
$42
Meal Kits
$0
Total
$758
Per-Meal & Yearly Projections
Per-meal average cost
$8.42
Annual projection
$9,096
Potential monthly savings
$65
Top 3 Personalized Tips
Meal Prep Strategy
Try meal-prep jars 3x a week to reduce eating out costs.
Coffee Savings
Brew coffee at home to save about $32/month.
Bulk Buying
Plan bulk staples like oats, beans, and rice for under $40/week.
This calculator uses data from the USDA Food Plan and adjusts for cost of living based on your location selection.
Data sources: USDA Food Plan, Bureau of Labor Statistics
Cost-of-living adjustment: Based on regional price parity data
Average pricing: Coffee ($2.50/cup), Alcohol ($42/month default), Meal kits ($25-100/month)
Note: This is an estimate, not financial advice. Individual spending may vary based on personal habits and local prices.
adj_groceries = $334 × 1.41 (Hawaii) × 1.00 = $471
eating_out = $410 × (1 - 0.48) = $213
coffee = $2.50 × 5 × 4.3 = $53.75
alcohol = $42
meal_kits = $0
student_discount = -$20
Total = $471 + $213 + $54 + $42 + $0 - $20 = $760/month
eating_out = $410 × (1 - 0.48) = $213
coffee = $2.50 × 5 × 4.3 = $53.75
alcohol = $42
meal_kits = $0
student_discount = -$20
Total = $471 + $213 + $54 + $42 + $0 - $20 = $760/month
Smart Ways to Save
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