College Student Budgeting Tool (Free)

Build a student budget you can actually stick to. Track income, expenses, and goals in minutes—no signup, your data stays on your device.

Created by YouthBudget (educational only). Last updated: 2025-01-01.

Your data is saved locally in your browser.

Dashboard

See your month at a glance—what you planned, what you spent, and what's left.

Budget vs. Actual

Top Categories

Spending by Category

Monthly Trends

Overspending Alerts

Add Income

Recent Income

Add Expense

Coffee $5
Lunch $12
Bus $3
Movie $25

Recent Expenses

Budgets

Set Monthly Budgets

80%

Current Budgets

Goals & Savings

Create New Goal

Save $0 per week to reach your goal

Your Goals

Reports & Insights

Filters

Insights

Filtered Transactions

Help & Learning

Budgeting Tips for Students

  • Track every expense for at least a month to understand your spending patterns
  • Set realistic budgets based on your actual income and necessary expenses
  • Prioritize needs over wants - tuition, rent, and food come first
  • Build a small emergency fund for unexpected expenses
  • Take advantage of student discounts and free campus resources

External Resources

For more comprehensive financial education:

FAQ

Is my data private?

Yes. Your entries are stored locally in your browser via LocalStorage. We don't collect or store any of your financial data on our servers.

Can I export my data?

You can export CSV/PDF anytime from the Reports tab. This allows you to backup your data or analyze it in other applications.

Is this financial advice?

No. This is an educational tool only. We provide budgeting tools and general financial education, but we don't offer personalized financial advice.

Why trust YouthBudget?

YouthBudget is created by financial educators with experience helping students manage their money. Our focus is on providing clear, practical tools without complicated financial jargon.