Student Apartment Affordability & Rent Readiness Calculator

Find out how much rent you can afford based on your income, financial aid, and living situation.

Your Financial Situation

Your total monthly income from jobs, side gigs, or other sources
Monthly portion of scholarships, grants, or other financial aid
The portion of student loans you plan to use for housing expenses
Select your city to use average rent data for calculations
Number of people you'll be splitting rent with
Estimated monthly cost for electricity, water, gas, etc.
Include estimated costs for groceries, internet, and other essentials

Your Results

0
Rent Readiness
$0
Recommended Monthly Rent
$0
Total Monthly Income
0%
Rent-to-Income Ratio

Try What-If Scenarios

Change Roommate Count

Adjust roommate count to see how it affects your rent affordability.

Change City

Compare rent affordability across different cities.
Scenario Recommended Rent Rent-to-Income Ratio Readiness Score

Share & Export Results

Share your rent readiness results with roommates or family

For more budgeting tips, check out the Federal Student Aid Budgeting Guide.

This calculator is for educational purposes only and does not provide financial or legal advice.

Tool created in 2025 by Touheed Ali for YouthBudget.com

© 2025 YouthBudget — All Rights Reserved.